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Oakleafe Claims

Business Interruption
Insurance Claims

Complex Business Interruption Made Easy

Business Interruption Claims

Loss of revenue is often a result of an incident such as a fire or flood. Business Interruption Insurance covers these financial losses. Business Interruptions main aim is to help with elements such as loss of profits and rental. Business interruption looks forwards and projects and does not look backwards. A Business Interruption claim can often run for years after the event as the financial loss to a business may continue long after it is back in business. There may be other costs such as marketing that are needed to get custom back. If you are looking to make a Commercial Business Interruption Insurance Claim, we as Loss Assessors can help calculate this. Remember Loss Assessors work for your interests and Loss adjusters represent the insurance company and their interests. Any claim where there is BI will usually mean the assistance of an insurance claim management company specialist like us.

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When You Make A Claim

Projecting how your business would be performing had the claim had not occurred is extremely challenging. You have to show to Insurers what the company's performance historically would be, and other factors that may have influenced trading over the affected period. Markets are forensically examined to see how they are performing generally, as well as local factors such as changes in competition. Preparing and presenting these to Insurers in order to maximise your entitlement is a time consuming exercise requiring significant experience, creativity and understanding.

LOSS ASSESSING
YOU MAY BE GOOD AT NEGOTIATION BUT ARE YOU AN EXPERT IN INSURANCE CLAIMS?
DON’T TAKE THE RISK AND GO IT ALONE.

How Can We Help You?

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Business Interruption

Our primary role is to minimise the impact to your day to day business, helping your operations to recover. We will assist in locating temporary offices, storage, plant, machinery, hire and other necessary arrangements. We can also deal with PR, your employees and other parties. Maintaining relationships with staff and suppliers without prejudicing your Insurable position is an art. If employees and suppliers think the business is in trouble, they will become nervous. Banks, shareholders and other stakeholders will also want to know the position of your Insurance Claim.

Make your property safe and mitigate any additional damage.

Oversee all parties including Insurers Loss Adjusters and their Specialists

Interpret your policy, its wording and any conflicts relating to compliance with its conditions

Collate the required information and negotiate your entire claim including including but not limited to Reinstatement Works, Stock or Content Losses & Business Interruption.

Maximise your entitlement of Business Interruption cover and justify any Increased Costs of Working.

Survey the property to identify any defects not visible to the naked eye to protect your long term investment.

Aid with specialist appointments should assistance be required in complex situations such as your own forensic scientists.

Push Insurers to accept liability as quickly as possible, in order to obtain Interim Payments to help you maintain your business operations.

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OAKLEAFE CLAIMS

CALL OUR 24 HOUR INSURANCE CLAIM HELPLINE: 0292 252 1234

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