A Short Guide To Flood Recovery - Oakleafe Claims

Recent storms have made us more aware of heavy rain's effects on our communities, and here we have a short guide to flood recovery. Floods can cause a lot of damage to your home, making it very tough for you and your family.

It doesn't have to be too difficult with the proper assistance. You may reside in a high-risk flood area. The following flood recovery guide will help you in the event of a flooding incident.

Flood recovery: Preparation

The secret to Flood recovery is in proper preparation before the flood. The weather service the Met Office provides has a Flood Warning Information Service that gives live details across the country. The local authority should also provide warnings of expected heavy rainfall.

Most property owners need to realise that they reside on or near a potential floodplain. The Environment Agency website provides an interactive map of locations at risk of flooding.

Flood Recovery Checklist

Floods can be dangerous as the water can be contaminated, so please follow this Flood recovery checklist to prepare for any imminent dangers.

• Decide to respond to flood alerts and let close family and friends know.
•  Allow enough time for belongings to be taken upstairs or in a place higher than any water level.
•  Isolate water, power and gas feeds and make provisions to leave your home.
•  Do not walk or drive in water, especially if it is fast-flowing - it will always win.
•  If the water level ingresses before you can vacate, move to the top floor, loft or even your roof.
•  Prepare drinking water and food, but be careful not to eat anything spoiled that needs to be kept cool when the electricity is off.

Remember that the flood water is usually contaminated by overflowing drains; never swim or wash in the water. Flood recovery and decontamination should be left to the professionals.

Insurance Policy For Flood Recovery

You must check that your policy allows for a claim in the event of a flood. Some insurance policies have omissions when it comes to surface water. Flood-specific insurance policies help pay for measures to prevent flooding, such as door guards and water pumps.

Flood Recovery: Flood Damage Repair

You will feel overwhelmed if you suffer a flood, so don't feel you can't ask for help either from colleagues, family or from the community. Volunteers are usually keen to help. The local authority, Army & Salvation Army, are generally available to help.

Using Loss Assessors for Your Flood Recovery

Cleaning and decontaminating are painful and demanding in flood recovery; the insurance company must act quickly after you have suffered a flood. You ideally want to engage a Loss assessor such as Oakleafe Claims Wales to assist with any flood damage claim and can help with the flood recovery.

WHAT IS A LOSS ASSESSOR?

These are known as Loss Assessors. Insurance company Loss Adjusters will look for opportunities to minimise or repudiate a claim, so everything must be considered. However, a Claims Management company will assign a Loss Assessor who would use their knowledge and skills to assess the flood damage on your property or business and help with the flood recovery.

Handle all communications & meetings with your Insurance company.